5 Best Car Insurance In Johannesburg (2026)

Independently ranked by our review of ratings, reviews and reputation · Updated 2026 · How we chose

By Lorian Hartfield, Real Estate and Financial Expert

Published Oct 20, 2024 · Updated Nov 4, 2024

Jump to a business

1. Pineapple
2. Oaksure Group
3. Oneplan Insurance
4. Hollard Insurance Comp…
5. Infiniti Insurance Lim…
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At a glance

#	Business	Rating	Reviews
1	Pineapple	5.0 ★	4.668	View ›
2	Oaksure Group	5.0 ★	2.181	View ›
3	Oneplan Insurance	3.5 ★	1.671	View ›
4	Hollard Insurance Company	1.2 ★	797	View ›
5	Infiniti Insurance Limited	5.0 ★	27	View ›

5 Best Car Insurance In Johannesburg (2026)

Pineapple

5/5 4.668 Google reviews

Pineapple is an innovative insurance company that focuses on providing a seamless experience for its customers. With a commitment to exceptional service and a tech-savvy approach, Pineapple aims to simplify insurance processes and tailor solutions to meet individual needs. Their team of dedicated professionals ensures that clients receive prompt responses and comprehensive support throughout their insurance journey.

Customer Service: 5 ⭐⭐⭐⭐⭐
Response Time: 5 ⭐⭐⭐⭐⭐
Financial Planning: 5 ⭐⭐⭐⭐⭐
Staff Friendliness: 5 ⭐⭐⭐⭐⭐
Affordability: 5 ⭐⭐⭐⭐⭐

Pros

Exceptional Customer Service: Multiple clients praised the eagerness and professionalism of the staff, particularly highlighting individuals like Diana and Nerissa for their outstanding support.
Quick Response Times: Customers consistently noted the rapid replies to queries, which made the insurance process feel efficient and stress-free.
Tailored Financial Planning: The advisors at Pineapple take the time to understand client needs, offering personalized options that build confidence in financial decisions.
Friendly and Helpful Staff: The approachable demeanor of the team creates a welcoming environment for clients, making interactions pleasant and productive.
Affordable and Comprehensive Coverage: Clients appreciate the balance of cost and coverage, making Pineapple a competitive option in the insurance market.

Cons

Limited Information on Other Services: Some clients felt that while the customer service was excellent, there was a lack of detailed information regarding other insurance products offered.
New Client Experience: For first-time users, there may be a slight learning curve in navigating the online platform effectively.
Dependence on Individual Advisors: The quality of service can vary depending on which advisor a client interacts with, leading to inconsistent experiences.
Potential Overwhelm with Options: While tailored options are a strength, some clients may find the variety of choices initially overwhelming.
Lack of In-Person Support: As a tech-focused company, some clients may miss traditional face-to-face interactions that provide a personal touch.

In summary, Pineapple stands out for its commitment to exceptional customer service and quick response times, making it a top choice for those seeking insurance solutions. Their focus on tailored financial planning and affordability further enhances their appeal. While there are minor areas for improvement, the overall experience with Pineapple is overwhelmingly positive, making it a highly recommended option for insurance needs.

Address: 4 Sandown Valley Cres, Sandown, Johannesburg, 2196, South Africa
Phone: N/A

Visit website Google Maps

Oaksure Group

5/5 2.181 Google reviews

Oaksure Group is a dynamic insurance provider dedicated to delivering top-notch service and support to its clients. With a focus on professionalism and efficiency, Oaksure aims to create a welcoming environment for customers, ensuring that their needs are met with care and expertise. The team at Oaksure is committed to empowering individuals, particularly women, in a traditionally male-dominated industry, fostering a culture of inclusivity and excellence.

Customer Service: 5 ⭐⭐⭐⭐⭐
Response Time: 5 ⭐⭐⭐⭐⭐
Professionalism: 5 ⭐⭐⭐⭐⭐
Empowerment Initiatives: 5 ⭐⭐⭐⭐⭐
Overall Experience: 5 ⭐⭐⭐⭐⭐

Pros

Prompt and Efficient Service: Clients consistently praised the quick response times and the efficiency of the staff, making the application process smooth and hassle-free.
Professionalism of Staff: Reviews highlighted the professionalism exhibited by agents like Rendani and Parsley, who provided exceptional support and guidance throughout the process.
Empowering Environment: The company fosters an inclusive atmosphere, encouraging women to excel in their roles and contribute to the business, which resonates well with clients.
Outstanding Customer Care: The level of customer service was noted as exemplary, with staff going above and beyond to address concerns and ensure client satisfaction.
Personalized Approach: The willingness of agents to explain processes and products thoroughly helped clients feel informed and confident in their decisions.

Cons

Limited Availability of Some Agents: While many clients received excellent service, there were instances where specific agents were not available, causing delays in communication.
Potential for Overwhelming Information: Some clients felt that the wealth of information provided could be overwhelming, especially for those unfamiliar with insurance processes.
Inconsistent Experience Across Agents: Although many reviews praised specific agents, there was a suggestion that experiences could vary based on who the client interacts with.
Lack of In-Person Interaction Options: Some clients expressed a desire for more face-to-face interaction, which is less common in the current digital-first approach.
Limited Marketing of Women’s Empowerment Initiatives: While the company promotes inclusivity, some clients felt that more could be done to highlight these initiatives publicly.

In conclusion, Oaksure Group excels in providing exceptional customer service and fostering an empowering environment for both clients and staff. With a commitment to professionalism and efficiency, they create a positive experience for those seeking insurance solutions. While there are minor areas for improvement, the overall feedback is overwhelmingly favorable, making Oaksure Group a highly recommended choice for insurance needs.

Address: 29 Bond St, Ferndale, Randburg, 2194, South Africa
Phone: 086 162 5787

Visit website Google Maps

Oneplan Insurance

3.5/5 1.671 Google reviews

Oneplan Insurance specializes in pet insurance, catering to the needs of pet owners who want to ensure the health and well-being of their furry companions. With a strong focus on customer service and communication, Oneplan aims to provide a supportive experience for clients navigating the world of pet healthcare. Their team is dedicated to offering prompt assistance and tailored solutions to meet individual needs.

Customer Service: 4 ⭐⭐⭐⭐
Response Time: 4 ⭐⭐⭐⭐
Professionalism: 4 ⭐⭐⭐⭐
Claims Process: 2 ⭐⭐
Overall Experience: 3 ⭐⭐⭐

Pros

Exceptional Customer Support: Many clients praised the outstanding service provided by agents like Kim Street and Millicent Malandule, highlighting their professionalism and empathy.
Prompt Communication: Customers appreciated the timely updates and clear communication throughout the insurance process, which helped ease concerns during stressful situations.
Friendly and Approachable Staff: The staff’s friendly demeanor and willingness to assist made clients feel comfortable and valued, enhancing the overall experience.
Comprehensive Coverage Options: The variety of plans offered allows pet owners to choose the best coverage for their specific needs, making Oneplan a versatile option.
Positive Experiences for Pet Owners: Numerous reviews reflected satisfaction with the insurance process, especially during critical times, demonstrating Oneplan’s commitment to pet health.

Cons

Inconsistent Service Quality: Some clients experienced significant issues with their claims and billing, leading to frustration and confusion, particularly in interactions with certain representatives.
Complicated Claims Process: There were reports of difficulties in processing claims, especially when transitioning between different plans, which left some clients feeling unsupported.
Billing Errors: Instances of overcharging and confusion regarding policy details were noted, causing distress for clients who felt their accounts were mishandled.
Long Wait Times for Support: Some customers expressed dissatisfaction with extended wait times when trying to resolve issues, leading to a lack of timely assistance.
Lack of Accountability: A few clients felt that their concerns were not adequately addressed, leading to frustration and a desire for more direct communication with knowledgeable representatives.

In summary, Oneplan Insurance offers a range of pet insurance solutions with a strong emphasis on customer service and communication. While many clients have had positive experiences, particularly with specific agents, there are notable concerns regarding the claims process and billing practices. These inconsistencies highlight the need for improvement in certain areas to ensure a more reliable experience for all pet owners. Despite these challenges, Oneplan remains a popular choice for many seeking comprehensive pet coverage.

Address: 163 5th Street Nelson Mandela Square South Tower 2nd Floor Sandton, Sandown, Johannesburg, 2196, South Africa
Phone: 010 001 0141

Visit website Google Maps

Hollard Insurance Company

1.2/5 797 Google reviews

Hollard Insurance Company is a prominent player in the insurance industry, offering a range of products designed to meet the diverse needs of its clients. Despite their commitment to innovation and employee diversity, recent feedback from customers indicates significant concerns regarding their service quality and claims processing.

Customer Service: 1 ⭐⭐
Response Time: 1 ⭐⭐
Professionalism: 1 ⭐⭐
Claims Process: 1 ⭐⭐
Overall Experience: 2 ⭐⭐

Pros

Innovative Corporate Culture: Some clients appreciated the company’s commitment to diversity and innovation, noting a positive work environment.
Beautiful Campus: The physical premises of Hollard are described as attractive and well-maintained, reflecting a professional image.
Potential for Growth: The company has the infrastructure and resources to potentially improve its services and customer relations.

Cons

Poor Customer Service: Numerous clients reported experiencing rude and unhelpful attitudes from customer service representatives, leading to frustration and dissatisfaction.
Incompetent Staff: Specific agents, such as Mojanesa Sethunya, received harsh criticism for providing incorrect information and being defensive rather than helpful.
Delayed Claims Processing: Clients expressed discontent with the slow processing of claims, with some waiting for payments even after submitting all necessary documents.
Confusing Billing Issues: There were multiple reports of billing discrepancies, including double debits and incorrect payment records, adding to the overall frustration.
Lack of Accountability: Customers felt that their concerns were not adequately addressed, leading to a lack of trust in the company’s ability to handle claims effectively.

In summary, while Hollard Insurance Company has potential and a strong corporate culture, the overwhelming feedback from customers indicates serious issues with their customer service and claims processes. Many clients have had negative experiences that have led them to advise others against choosing Hollard for their insurance needs. There is a clear need for improvement in staff training and customer relations to rebuild trust with their clientele.

Address: 22 Oxford Rd, Parktown, Johannesburg, 2193, South Africa
Phone: 011 351 5000

Visit website Google Maps

Infiniti Insurance Limited

5/5 27 Google reviews

Infiniti Insurance Limited is a reputable insurance provider known for its commitment to delivering high-quality service and support to its clients. With a focus on customer satisfaction, Infiniti aims to create a positive experience for individuals seeking insurance solutions, whether for personal or business needs. Their team is dedicated to offering knowledgeable assistance and fostering long-term relationships with clients.

Customer Service: 5 ⭐⭐⭐⭐⭐
Response Time: 5 ⭐⭐⭐⭐⭐
Professionalism: 5 ⭐⭐⭐⭐⭐
Knowledge and Expertise: 5 ⭐⭐⭐⭐⭐
Overall Experience: 5 ⭐⭐⭐⭐⭐

Pros

Excellent Customer Service: Clients consistently praised the outstanding service provided by the staff, highlighting their friendly and helpful demeanor.
Knowledgeable Staff: Many reviews noted the expertise of the team, which instilled confidence in clients regarding their insurance choices.
Positive Client Relationships: The warm and welcoming approach of the staff contributed to a strong sense of community and trust among clients.
Consistent Quality: The overall feedback reflects a high level of satisfaction across various interactions, indicating a reliable service standard.
Strong Reputation: Infiniti Insurance Limited is perceived positively in the market, with many clients willing to recommend their services to others.

Cons

Limited Detailed Feedback: While the reviews are overwhelmingly positive, there is a lack of specific details regarding the types of insurance products offered.
No Mention of Claims Process: Clients did not provide insights into the claims process, leaving a gap in understanding how the company handles claims.
Absence of Improvement Areas: The reviews did not highlight any areas for improvement, which may suggest a lack of constructive feedback for the company to build upon.
Potential for Overreliance on Positive Reviews: With all reviews being extremely positive, it raises the question of whether there are any negative experiences that were not shared.
Limited Range of Services Discussed: The reviews mainly focus on customer service rather than the breadth of insurance products available.

In conclusion, Infiniti Insurance Limited stands out for its exceptional customer service and knowledgeable staff, making it a highly recommended choice for individuals seeking insurance solutions. While the reviews reflect a strong overall experience, it would be beneficial for potential clients to have more information regarding the specific products and claims processes. Nevertheless, the overwhelmingly positive feedback positions Infiniti Insurance Limited as a trusted provider in the insurance market.

Address: Upper Grayston Office Park, Block F, 2nd Floor 152 Ann Crescent, Simba, Strathavon, Johannesburg, 2031, South Africa
Phone: +27117181200

Visit website Google Maps

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Searching for the best car insurance in Johannesburg can feel like a daunting task, but it doesn’t have to be. With countless options available, finding the right coverage is essential for your peace of mind and financial security. Don’t leave your vehicle and safety to chance—discover the ideal policy today before another moment slips away.

What is The Cost of Best Car Insurance in Johannesburg

Understanding the cost of car insurance is essential for making informed decisions. In Johannesburg, premiums can vary based on several factors, including the type of coverage, the driver’s age, vehicle make and model, and driving history. Below, we provide an overview of average costs associated with the best car insurance options in the city.

Average Premium Costs

On average, car insurance premiums in Johannesburg range between R600 and R1,500 per month. The table below outlines the approximate costs based on different coverage types:

Coverage Type

Average Monthly Premium (R)

Description

Third-Party Only

600 – 800

Basic coverage for damages to other vehicles.

Third-Party, Fire, and Theft

800 – 1,200

Includes protection against theft and fire.

Comprehensive

1,000 – 1,500

Full coverage for damages to your vehicle and others.

Factors Influencing Premiums

Several factors can affect the cost of car insurance in Johannesburg. Here are some key elements to consider:

Driver’s Age: Younger drivers often pay higher premiums due to limited driving experience.
Vehicle Type: Luxury or high-performance vehicles typically incur higher insurance costs.
Claims History: A history of frequent claims can lead to increased premiums.
Location: Areas with higher crime rates may result in higher insurance costs.
No-Claims Discount: Drivers with a clean record may qualify for discounts on their premiums.

By keeping these factors in mind, drivers can better assess their insurance needs and find a policy that fits their budget. Understanding the average costs and influencing elements will help you make a more informed choice when selecting the best car insurance in Johannesburg.

FAQ

Navigating the world of car insurance can lead to many questions. Below are some common inquiries we often hear regarding the best car insurance options in Johannesburg, along with concise answers to help clarify your doubts.

What factors affect my car insurance premium?

Several factors influence your premium, including your age, driving history, the type of vehicle you own, and your location. Insurance providers assess these elements to determine the risk associated with insuring you.

How can I lower my car insurance costs?

You can lower your costs by maintaining a clean driving record, opting for a higher deductible, and shopping around for quotes. Additionally, taking advantage of discounts for safe driving or bundling policies can also help reduce premiums.

What is the difference between comprehensive and third-party insurance?

Comprehensive insurance covers damages to your vehicle and others in an accident, as well as theft and fire. Third-party insurance, on the other hand, only covers damages you cause to other vehicles and property, without providing coverage for your own vehicle.

Can I change my car insurance provider at any time?

Yes, you can change your insurance provider at any time. However, it’s important to review your current policy for cancellation fees and ensure that you have a new policy in place before canceling the old one to avoid any gaps in coverage.

What should I do if I need to file a claim?

If you need to file a claim, contact your insurance provider as soon as possible. Provide them with all necessary information, including details of the incident, photographs, and any police reports if applicable. Following their instructions will help facilitate the claims process.

Conclusion

Choosing the best car insurance in Johannesburg is a crucial decision that impacts your safety and financial security. By understanding the various coverage options, average costs, and factors influencing premiums, you can make an informed choice that suits your needs. Prioritizing customer reviews, claims processes, and support services can lead you to a provider that not only offers reliable coverage but also peace of mind. As you navigate your options, remember that investing in the right insurance is an investment in your future, ensuring that you’re protected on the road. Take the time to explore your choices—your vehicle and your well-being deserve nothing less.

How We Picked Best Car Insurance in Johannesburg

Choosing the best car insurance in Johannesburg requires careful consideration of several key factors. Our approach involved a thorough analysis of various insurance providers, focusing on aspects that matter most to consumers. By examining reviews and feedback from real customers, we aimed to provide an honest overview of the top options available. Here’s how we made our selections:

Customer Reviews and Ratings: We analyzed a wide range of customer feedback to gauge satisfaction levels. High ratings and positive experiences played a significant role in our evaluation.

Coverage Options: Different drivers have unique needs, so we looked for insurers that offer a variety of coverage plans. Comprehensive, third-party, and theft protection options were all considered.

Affordability: Premium costs can vary significantly. We compared quotes from multiple providers to identify those that offer competitive rates without compromising on essential coverage.

Claims Process: An efficient claims process is crucial for any insurance policy. We assessed how easy it is for customers to file claims and how quickly insurers respond.

Customer Support: Quality customer service can make a big difference, especially during stressful situations. We evaluated the availability and responsiveness of support teams for each insurer.

By focusing on these criteria, we were able to narrow down our list to the best car insurance options in Johannesburg. This thoughtful process ensures that our recommendations are reliable and cater to the diverse needs of drivers in the city.

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